Accidents happen. A missed step is all it takes.

Accident coverage provides cash benefits for out-of-pocket expenses associated with an accidental injury and can help protect hard-earned savings should an off-the-job accidental injury occur. No one plans to have an accident, but it can happen at any moment throughout the day. With the addition of our Benefit Enhancements, you'll also have benefits for paralysis, ruptured disc surgery, lacerations, burns, medical supplies, physical therapy, blood and plasma and much more. Accident coverage from Allstate Benefits can help pick up where other insurance leaves off and provide cash to cover the expenses.

It’s likely you know someone affected by a critical illness.

Critical Illness coverage provides a lump-sum cash benefit to help you cover the out-of-pocket expenses associated with a critical illness. No one knows what lies ahead on the road through life. Will you have to undergo a major organ transplant or coronary artery bypass procedure? Will you suffer from a stroke or heart attack? The costs involved with these conditions could have a significant impact on hard-earned finances such as lost income, child care, travel expenses, prescription drugs and mortgage payments. Your plan also pays benefits for invasive cancer, carcinoma in situ, secound time with a previously paid Initial Critical Illness benefit, and more. There is also a Wellness Benefit included in this plan which pays a benefit of $50 for every covered family member, once per person per year, for completing one of the following covered wellness exams: chest X-ray, colonoscopy, mammogram, blood test for triglycerides, echocardiogram, lipid panel, Pap smear and more. The signs pointing to a critical illness are not always clear and may not be preventable, but Critical Illness coverage from Allstate Benefits can help offer financial support in the event you are diagnosed.

Don’t let hospital confinement take you by surprise.

Group Indemnity Medical coverage from Allstate Benefits provides cash benefits for hospital confinements, and can help as they happen. Expenses associated with a hospital stay can be financially difficult if money is tight and you are not prepared. But having the right coverage in place to help when a sickness or injury occurs can help eliminate your financial concerns and provide support at a time when it is needed most. Our coverage helps offer peace of mind when a hospitalization occurs.